![]() ![]() “The future is very promising for us and we are proud to partner with a very successful and innovative group like ‘’SERES’’. Available in 2 models (2WD version and Premium 4WD version), the SERES 5 is a sporty, premium e-SUV that blazes a new trail by combining the best of everything: design, smart driving, power, range and comfort,” the company said. After five years of development and testing, the company is officially launching the cutting-edge, high-performing, high-tech SERES 5 in UAE. “For 37 years, SERES has positioned itself as a premium smart e-vehicle brand. Green Motors and SERES Group unveiled the new electric vehicle SERES 5. If you are in the market for a large luxury SUV, the Navigator is definitely worth considering due to its sophisticated interior and strong overall performance. It is also enjoyable to drive and has a beautiful spacious cabin. The 2023 Lincoln Navigator is an excellent luxury large SUV with a comprehensive list of standard features and good fuel efficiency for its class. The optional ActiveGlide advanced adaptive cruise control, Lincoln’s version of Ford’s BlueCruise system, allows for hands-free driving on certain highways, as mentioned earlier. Standard driving aids include blind-spot detection, lane-keeping assist, and forward collision detection with automatic emergency braking. It also offers wireless support for Apple CarPlay and Android Auto smartphone integration and an onboard Wi-Fi hotspot. Furthermore, it is equipped with advanced technology including a user-friendly infotainment interface, a high-quality sound system, various driving aids, and numerous device charging options. The Navigator also has minimal wind and road noise. The V6 engine provides ample power, and while large vehicles sometimes struggle with abrupt braking, the Navigator’s braking performance was quite good. The engine is quick and responsive, steering is effortless, and the body roll is well-controlled when turning. The Navigator delivers strong performance and easy driving despite its size and weight. The Navigator’s size can be a drawback in tight spaces, but it provides plenty of cargo room. The optional 30-way-adjustable massaging front seats are a standout feature, allowing for personalised comfort with adjustable thigh support. The Navigator’s third row has particularly impressive legroom when compared with its competitors. Even the base model Navigator offers a beautifully designed cabin. ![]() The Navigator’s interior is spacious and opulently designed, with high-end materials such as open-pore wood trim and massaging front seats available in upper trim levels. The Navigator’s steering and suspension were also on par, doing an excellent job in terms of the ride quality. We also loved the handling and ride comfort, especially on a long drive from Sharjah to Fujairah. The 2023 Navigator comes packed with a single engine and transmission option, a 440 horsepower engine paired with a 10-speed automatic transmission.ĭuring our review period, the Navigator proved to be quick and responsive, reaching 100 kmph in about 6 seconds, which is impressive for such a huge vehicle. The 2023 Lincoln Navigator has just a few changes from the 2022 model, which received several updates including the new ActiveGlide hands-free driving system and refreshed styling.Īdditional features like ventilated second-row rear seats and a larger infotainment touchscreen were also introduced. ![]() The Navigator excels in providing comfort and quietness, even on long drives. Both short and long-wheelbase versions are available and are powered by a 440 horsepower twin-turbocharged V6 engine that provides V8-like power and allows for a maximum towing capacity of 3946 kgs. It is based on the same platform as the Ford Expedition but features a unique interior with high-quality materials and comfort-focused features such as optional 30-way power-adjustable seats with massage. The 2023 Lincoln Navigator is a large and luxurious SUV that offers a spacious and peaceful cabin. The 2023 Lincoln Navigator is an elegant and well-rounded SUV that provides ample space for passengers and cargo, a luxurious interior, and a strong engine.
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![]() ![]() ![]() If you have a high DTI and military experience, you may consider a U.S. Don’t forget to compare rates from several lenders as well. Doing so gives yourself the best approval odds. Regardless, you should strive to reduce your DTI ratio to 43% or less. However, lenders may have different DTI maximums and stricter borrower requirements.Ĭertain lenders choose not to disclose their DTI limits and instead focus more on other factors, such as your credit score, employment history and banking history. Some mortgage programs permit a maximum DTI of 50%, such as Federal Housing Administration (FHA) loans and Fannie Mae HomeReady loans. Most mortgage lenders encourage a back-end ratio of 36% or less for a conventional mortgage, although it’s possible to qualify with a ratio as high as 43%. You don’t need to include non-loan expenses such as groceries, utilities, commuting costs and health insurance premiums. Here are some of the items to include in your calculation:Īlong with your income sources, add up the minimum monthly payment for the following types of debts: As a reminder, you will use your pre-tax income for this exercise. To get an accurate DTI ratio estimate, it’s essential to include every income stream. This quick calculation provides a firm idea of whether you can qualify for a specific home loan program as many lenders impose a maximum DTI. The simplest way to calculate your DTI ratio is to divide your monthly debts by your gross monthly income, and then multiply by 100.ĭTI = Monthly Debt Payments / Gross Monthly Income x 100įor example, if your monthly debts equal $2,500 and you earn $6,000 in pre-tax income, you’d have a DTI of 42%. How To Calculate Your Debt-to-Income Ratio It takes into account all of your minimum monthly debt payments-this includes housing costs, car loans, credit cards, personal loans and student loans. Back-end DTI: This ratio is more comprehensive and, therefore, the one lenders look at more often to determine your eligibility for a mortgage.It doesn’t factor in other debt payments, like credit cards. Many refer to this metric as the household ratio as it only measures your future monthly mortgage payment, property taxes, insurance and homeowners association (HOA) dues. Mortgage lenders may calculate two different DTI ratios to determine your eligibility: For example, you may be able to qualify for a 30-year term with a DTI of 36% but not for a 15-year mortgage as the shorter term requires a higher monthly payment.Īdditionally, borrowers with a low DTI ratio are typically offered lower rates as they appear less risky to lenders and more likely to make on-time payments. You’ll have an easier time qualifying for your desired rate and term with a lower DTI. Lenders use this metric to determine if you can afford a new debt payment, such as a mortgage, and calculate your interest rate if you qualify for a loan. What Is a Debt-to-Income Ratio?Ī DTI ratio measures how much of your monthly pre-tax income you use to pay for existing debts. Most mortgage lenders encourage a DTI ratio of 36% or less for a conventional mortgage. Once you complete all fields, the calculator will provide you with your DTI ratio. Finally, input your gross (pre-tax) monthly income. Do not include non-loan expenses, like groceries or utility payments, into this section. Your recurring debt payments should include all loan-related expenses, such as student loans, personal loans and credit card debt payments. If you don’t have a specific home in mind, try out different values to see how it affects your DTI ratio.įrom there, fill in additional details of your loan-including the term and interest rate-along with your recurring debt payments. To use our DTI calculator, input your home’s value and the amount you plan to put down. As such, it’s important that you work to improve your income and debt levels to lower your DTI ratio. ![]() It helps them determine whether or not a borrower can afford a loan and what interest rate they are likely to receive. One of the most important numbers that lenders look at when evaluating a mortgage application is your DTI ratio. How To Use This Debt-to-Income Ratio Calculator This site does not include all companies or products available within the market. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. ![]() This compensation comes from two main sources. ![]() To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective. If you are sending a sales letter, you may consider including a call to action (CTA) at the bottom of the letter. If you are including any additional documents pertaining to the letter, make a list of those enclosures after your signature and name. Always write your full name and title below the signature. Handwritten signatures help in establishing a rapport with the recipient even if this is your first communication. You should always end with a handwritten signature even if the letter is typed and printed using a computer. Some of the most commonly used closing salutations in business include: Closing Salutation or ValedictionĪgain, the closing salutation depends upon how formal or informal your relationship is with the recipient. You can use extra lines between paragraphs, after the salutation and above the closing salutation. If you know the recipient informally, use the salutation Dear. If you know the recipient formally, use Dear. Use “To whom it may concern” if you’re not sure about who will receive and read your letter. The salutation that you use depends upon how familiar you are with the recipient. If your contact information is included on the letterhead, your business letter starts with the date. This is the date when you are writing the letter. ![]() Otherwise, include these in your contact information: If the contact address is already included in the letterhead, skip it. ![]() The app features video tuner to adjust brightness, contrast, saturation and other related parameters. Throw any movie or animation at it – the video player will play it back on your Mac. Playback movies & animations of any formatĮlmedia is a universal player for virtually all media formats – DivX, WMV, FLV, SWF, AVI, MOV, MP4, MP3, etc. ![]() Download, Install or Update Elmedia Player for Mac! However with Elmedia Player for macOS a perfectly smooth HD experience is guaranteed, this Mac video player is equipped with everything to provide it. HD content playback is a resource-intensive task, and if a media player is not capable of coping with it well, expect choppy, jittery or slow playback. CLICK HERE to download and install all the apps you need for a single monthly price! Note: Instead of buying a license for this app, at Setapp you could get access to this one plus another 230+ commonly used macOS apps for only $9.99/month. This player also boasts a number of handy features such as built-in web-browser and Open URL option that allow you to watch online videos from the app window. It can play virtually all media files on your Mac. Henceforth, going to the Plex site and navigating to the Download section will only give you access to the newer Plex app replacement.A multifunctional free media playerfor Mac, Elmedia Player for Mac supports a wide range of common and not so common audio & video formats, including FLV, SWF, XAP (Silverlight), WMV, AVI, MOV, MP4, MP3, DAT and more. If you wish to continue download the Plex Media Player until it is discontinued, it can be reached here Here is the link to the blog with Plex's explanation for this decision. receives a steam via IP, as opposed to a direct play device. Plex gives an explanation for all of this on their blog site, the main point that people are complaining about is Plex is moving away from the HTPC (Home Theater PC) model to a model where every receiving device is a streaming device, i.e. Plex MEDIA PLAYER for Mac and Windows continues on version numbering 2.4.x up to whatever the last version is that is released in JAn 2020. The version numbering for Plex Mac and Windows starts over at 1.x. The Plex app for Mac requires 10.12 (Sierra) or higher. As of last month, a new BRANCH for Mac and Windows desktop was released, simply named "Plex" (not Plex Media Player). Plex Media Player for Mac and Windows will be deprecated (discontinued) in Jan 2020. Plex Media Player comes as a free app, with an option to upgrade to a Premium plan. Whether you are home or away, you can easily play any file type with the world’s most powerful playback engine. Plays anything, anywhere - Plex Media Player gives you both a beautiful HTPC experience and a slick desktop media player experience.Plex also provides helpful suggestions when you don’t really know what you want. ![]()
Thermal Cycle: No cracking, chipping or leaking after 20 test cycles from -55° C to +125° C.Dielectric Withstanding Voltage: Current leakage less than 2 milliamps at 1500 VAC.Moisture Resistance: Properly wired and mated connections will withstand immersion under three feet of water without loss of electronic qualities or leakage.Insulation Resistance: 1000 megohms minimum at 25° C.Fluid Resistance: Connectors show no damage when exposed to most fluids used in industrial applications. Deutsch 6-Pin Connector Kit with Housing, Pins & Seals Crimp Style Terminals 14-16 Gauge, Recommended Insulation O.D.No electrical discontinuities longer than 1 microsecond. Physical Shock: No unlocking, unmating, or other unsatisfactory result during or after 50 G’s in each of three mutually perpendicular planes.These environmentally sealed, rectangular shaped connectors are offered with insert arrangements of 24, 40, 50, 60, 64, and 70 cavities that accept size 16 and 20 DEUTSCH contacts. ![]()
![]() The Postal Service receives no tax dollars for operating expenses and relies on the sale of postage, products and services to fund its operations. The price change tables are also available on the Postal Service’s Postal Explorer website at pe./PriceChange/Index. For the International Shipping Services filing, see Docket No. For the Mailing Services filing, see Docket No. The complete Postal Service price filings with prices for all products can be found on the PRC site under the Daily Listings section at prc.gov/dockets/daily. The PRC will review the prices before they are scheduled to take effect. Unlike some other shippers, the Postal Service does not add surcharges for fuel, residential delivery or regular Saturday delivery. The Postal Service has some of the lowest letter-mail postage rates in the industrialized world and continues to offer a great value in shipping. The proposed Mailing Services price changes include: Single-piece 1-ounce flat prices will remain unchanged at $1. ![]() The single-piece letter additional ounce price would increase to 20 cents, the metered mail 1-ounce price would increase to 51 cents and the prices of postcard stamps would increase to 36 cents. If favorably reviewed by the PRC, the new prices will include no increase in the price of a First-Class Mail Forever stamp, which would remain at 55 cents. The governors believe these new rates will keep the Postal Service competitive while providing the agency with needed revenue. Although Mailing Services price increases are based on the consumer price index, competitive International Shipping Services prices are primarily adjusted according to market conditions. ![]() Companies typically pay the benchmark rate plus one or more percentage points, with smaller companies and. The proposed prices, approved by the Postal Service Board of Governors, would raise Mailing Services product prices approximately 1.8 percent for First-Class Mail and 1.5 percent for other categories. Tuesday’s cut brought the benchmark one-year rate to 3.55 percent from 3.65 percent. WASHINGTON, DC - The United States Postal Service filed notice with the Postal Regulatory Commission (PRC) today of price changes to take effect Jan. Postal Service Announces New Prices for 2021
Which, if you’ve ever been in that situation personally, please take 10 steps back from the ledge. A line like “If you miss a day without your friend/Your whole life's off track” may seem innocent on the surface level, but it speaks to his unhealthy obsession over a lost flame. Whereas “Nice & Slow” delivered a slow jam vibe ripe for a late night rendezvous, “U Got It Bad” was the antithesis of an erotic fantasy, with Usher exploring a relationship he can’t sensibly appreciate. ![]() “What I did with 'U Got It Bad' was take it to the next level, make another version of that.” “We went into saying, we got to make another 'Nice & Slow,’” JD told Complex in 2013. This was a notion Dupri was mindful of when creating the record. The record was tailor-made for success, too, as the R&B phenom linked up with (yet again) Jermaine Dupri and Bryan-Michael Cox, who crafted a slow-burning ballad meant to top anything Usher had released prior. Usher had another hit on his hands with his 2001 single “U Got It Bad,” which spent six weeks at No. Producer: Bryan-Michael Cox and Jermaine Dupri "Lovers and Friends" f/ Ludacris and Lil Jon (2004)ġ4. This DJ Got Us Fallin' in love for sure.Ģ2. Can you deny you still don't scream out when Yeah comes on in the club? Didn't think so. These are our confessions: We've got it bad, but hopefully not wrong. It wasn't easy-it's never easy-but the Complex music team has poured over the artist's albums and have come up with the 25 best Usher Songs List in honor of his birthday. Given the way hip-hop and pop have changed over the last two decades, you have a variety of styles to select from, too. It's worth mentioning that he's been making mixing music since he was rocking baby fat and ribbed turtlenecks on the cover of his debut album as a 16-year-old-he's grown up while we've grown up with him.Īt 36, Usher can count seven albums among his many accomplishments, which means you have a large body of work to consider when selecting his best songs. Usher is a master in the art of love and girls. We can guarantee you listened to his tracks at your early school dances, then college make-out sessions, and, later still, breakups and make-ups and everything in between. ![]() ![]() For 20 years, Usher Raymond has brought out the best of pop music in R&B, creating Billboard single after Billboard single. It does not store any personal data.The music of Usher is all about you-er, U. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. The cookie is used to store the user consent for the cookies in the category "Performance". This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. The cookies is used to store the user consent for the cookies in the category "Necessary". ![]() The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". The cookie is used to store the user consent for the cookies in the category "Analytics". These cookies ensure basic functionalities and security features of the website, anonymously. Necessary cookies are absolutely essential for the website to function properly. ![]() Likewise, here are some important reasons you might opt for a PC: Legitimate Reasons to Prefer a Windows PC You prefer macOS for usability and minor features.You’re a Motion graphic designer who uses Apple Motion and Final Cut Pro in addition to your Adobe applications.You are integrating a workflow that uses other Apple devices, such as the iPad and iPhone.You are using Thunderbolt 2 for large file transfers or connecting to 4K monitors, especially with a laptop.Of course, there are legitimate technical reasons why some people should choose a Mac for their design workflow. Part of the shift is that many designers are also gamers or video editors and want to take advantage of the ability to customize their hardware and get more power for the price, something they can’t easily do with a Mac.Īs a result, more designers are dropping the bias toward Macs, having experienced a certain degree of freedom in choosing what components and hardware they use and having more options based on their budgets. I use both Macs and PCs myself and see very little difference in my ability to work if both machines have similar hardware. ![]() PCs Today in Graphic Designĭue to changes in how users understand and relate to technology, there are many graphic designers today who use Windows-based PCs to get their work done. They just know how to use them to get their job done. Most computer users, no matter how intelligent, didn’t have a clue about how things worked under the hood and many still don’t. You also have to remember that until recently, technology was a mystery to the people using it. This culture has been handed down to their “disciples, “ and because they respect the experience of their mentors, it becomes their experience as well, and the cycle continues. Apple has been good to them and good for their careers and they know it works, so they remain loyal. Most people who have been in the industry for 20 years or more have a preference for the Mac because for a very long time it was the only option and, in their minds, it still is. The reason many designers gravitate to buying a Mac and are looked down on in the industry if they don’t is mostly a matter of tradition, not substance. So What Does That Have to Do With Macs vs. Adobe released Photoshop exclusively for the Mac in 1990, with a Windows version following over two years later. The Knolls pitched their project to two companies in Silicon Valley- Adobe and Apple-and the rest is history. Over 25 years ago (in 1988), John and Thomas Knoll built the first version of Photoshop on a Macintosh computer because it was essentially the only computer with the color display and capacity to handle the program they were building. In the early days of graphic design and digital typography (the early 1980s), the Apple Macintosh was the first computer to truly allow for digital typography. Digital Typography and Adobe Photoshop Were Born on the Mac So there is no real evidence for the old saying “Adobe software runs better on Macs.” Photoshop, InDesign, Illustrator, and the rest were not designed to perform better on any particular operating system. ![]() ![]() It currently has no technical basis (in terms of performance and hardware) since Apple moved to using third party components from Intel and other companies.Īdobe has gone on record via their Adobe Hardware Performance White Paper to point out that the performance of their software comes down to specs, not operating system. In my opinion, the bias toward using Macs today is based on the long-standing history and tradition of graphic designers using Macs. It’s not a practical one (in my opinion), but it is a reason: t radition. You will, in fact, be judged by whether or not you use or own a Mac as a g raphic designer. In reality, these “marketing optics” do matter to some people, even if they shouldn’t. Many designers feel that if they can’t afford a Mac, people won’t take them seriously, so they’ll even invest in buying a used Mac that costs twice as much as a newer PC. Many designers find themselves turned down for jobs if they prefer using a Windows PC rather than a Mac. It’s astounding to me that the question of which operating system you should use is still a debate today. ![]() “If you think Julius is guilty, give him a fair trial. Supporters have gathered near the governor’s mansion in Oklahoma City over the past few nights, and some even set up tents overnight, CNN affiliate KOCO reported.Īt a news conference Wednesday evening, Jones’ mother described her son’s scheduled execution as a lynching. That support has only ramped up with the impending execution date. Madeline Davis-Jones and other family members and friends talk to reporters Wednesday at the Capitol in Oklahoma City Doug Hoke/The Oklahoman/AP And more than 6 million people have signed an online Justice for Julius petition asking Stitt to intervene and prevent his execution. Jones’ case has attracted widespread attention in recent years, in part due to the ABC documentary series “ The Last Defense,” which spotlighted his case in 2018. Supporters protested at governor’s mansion “Julius Jones forever changed our lives and the lives of (Paul Howell’s) family and friends,” the statement said. “We take comfort that his decision affirmed the guilt of Julius Jones and that he shall not be eligible to apply for, or be considered for, a commutation, pardon or parole for the remainder of his life.” ![]() “We know Governor Stitt had a difficult decision to make,” the family said. Howell’s family remains convinced of his guilt, reiterating that belief in a statement. Jones’ clemency petition says he’s been on death row because of “fundamental breakdowns in the system tasked with deciding” his guilt, including ineffective and inexperienced defense attorneys, racial bias among his jury and alleged prosecutorial misconduct. Jones has been on death row for nearly 20 years, but he, his family, attorneys and supporters say he is innocent. He had been convicted of the 1999 murder of Paul Howell during a carjacking. The 11th-hour decision comes after years of protest over Jones’ death sentence. “While we had hoped the Governor would adopt the Board’s recommendation in full by commuting Julius’s sentence to life with the possibility of parole in light of the overwhelming evidence of Julius’s innocence,” Bass said, “we are grateful that the Governor has prevented an irreparable mistake.” In her own statement, Jones attorney Amanda Bass called the governor’s decision an “important step towards restoring public faith in the criminal justice system by ensuring that Oklahoma does not execute an innocent man.”īut she acknowledged Jones’ family and supporters had hoped he might get parole one day. Who is Julius Jones, scheduled to be executed in Oklahoma? 5, 2018, file photo provided by the Oklahoma Department of Corrections shows Julius Jones. As a result, the governor was commuting Jones’ sentence with the condition that he “shall not be eligible to apply for or be considered for a commutation, pardon, or parole for the remainder of his life,” the order says. However, in his executive order, Stitt said neither the state constitution nor state law give the board the authority to recommend that commutation, nor do they give the governor the authority to grant it. ![]() Oklahoma’s Pardon and Parole Board had recommended Jones’ sentence be commuted to life in prison with the possibility of parole in a 3-1 vote on November 1. The Republican governor came to the decision following “prayerful consideration and reviewing materials presented by all sides of this case,” he said in a statement on Twitter. They did not provide details on what was in the meal.Īn enormous sense of relief broke loose when the news arrived that Jones would not be executed, according to the attorneys. ![]() Jones had been in a holding cell outside the execution chamber for the past two weeks, the attorneys said, and he received his last meal Wednesday evening. Jones and his attorneys found out about the clemency at 12:45 p.m. CT at the Oklahoma State Penitentiary in McAlester. Jones was scheduled to be executed at 4 p.m. Jones’ sentence will be commuted to life in prison without the possibility of parole, according to an executive order filed Thursday. Kevin Stitt has granted clemency to Julius Jones, commuting Jones’ death sentence just hours before he was scheduled to be executed for a 1999 murder he says he did not commit. Microsoft provides a new version of Microsoft Network Monitor driver (3.x) that is also supported under Windows 7/Vista/2008. Microsoft Network Monitor Driver version 3.x:.Will automatically be installed on your system. When you run this tool in the first time, the Network Monitor Driver One of the tools in this package is netcap.exe. Option 2 (XP Only) : Download and install the Windows XP Service Pack 2 Support Tools.Option 1: Install it from the CD-ROM of Windows 2000/XP according to the instructions in Microsoft Web site.Microsoft provides a free capture driver under Windows 2000/XP/2003 that can be used by HTTPNetworkSniffer,īut this driver is not installed by default, and you have to manually install it, by using one of the following options: Microsoft Network Monitor Driver version 2.x (Only for Windows 2000/XP/2003):.You can download and install the WinPcap driver from this Web page. WinPcap is an open source capture driver that allows you to capture network packets on any version of Windows. One of the following capture drivers is required to use HTTPNetworkSniffer:. ![]() This utility works on any version of Windows, starting from Windows 2000 and up to Windows 10, including 64-bit systems.Them to the clipboard and then paste them into Excel. You can easily select one or more HTTP information lines, and then export them to text/html/xml/csv file or copy ![]() Referer, Content Encoding, Transfer Encoding, Server Name, Content Length, Cookie String, and more. Host Name, HTTP method (GET, POST, HEAD), URL Path, User Agent, Response Code, Response String, Content Type, HTTPNetworkSniffer is a packet sniffer tool that captures all HTTP requests/responses sent between the Web browser and the Web server and displays them in a simple table.įor every HTTP request, the following information is displayed:
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